If the bubble bursts credit

For eight judges of the Federal Tribunal, 150 employees and 700 bankruptcy lawyers, February was the calm before the storm in New Jersey bankruptcy.

”We have developed the habit, a little respite during the winter,’’said William Gindin, the Chief Justice of the Federal Bankruptcy Court in Trenton.

This is more like it is. Around New Jersey, as throughout the country, more people will no money, and they do year round, not just in March, April and May, traditionally the time verkehrsreichsten bankrupt. About four years ago, judges Gindin noticed that the number of cases in its register. ”They start by taking charge,”he said. Et”plus high. And higher. There is no longer seasonal lulls. There is no more breathing room. It is rather frightening.”

What’s to blame? Several finger was too easily available credit, legal loopholes, wasteful spending, corporate downsizing, divorces cost, lack of insurance, New Jersey’s gambling, industry and the desire to avoid responsibility.

In all cases of bankruptcy, then it is in contradiction with fashioned values of middle class, remains an honour, constitutionally protected right. America’s Founding Fathers, in order to do away with debtors’ prisons condemned, and many British nationals, provided that the protection of debtors, in the form of federal bankruptcy law. The laws were for the protection of debtor, a little freedom and essential goods, as well as in a way that the debt could be considered in default of payment, reduction or elimination.

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